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Talk to Us: 516-663-5990 / info@kkmcpa.com
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Reach Us: 100 Ring Road Ste 201 & 300 Garden City, NY 11530
Retirement Planning
Plan Today for a Financially Confident Tomorrow
Retirement isn’t something to think about later—it’s an essential piece of your financial plan today. If you are a business owner, self-employed professional, or an individual looking to build long-term security, the right retirement plan can protect your future while offering significant tax advantages today.
At KKM CPA Associates PLLC, we help you make personalized retirement strategies that balance current tax savings with long-term financial growth. We take the time to understand your unique financial situation, helping you create a retirement roadmap that supports your lifestyle goals, safeguards your assets, and provides peace of mind for the future.
Smart Retirement Strategies Tailored to You
Every individual and business has unique retirement needs. We guide you through your options, helping you choose the right plan structure based on your income, business type, and retirement goals.
We Assist With:-
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401(k) Plans – Retirement planning for business owners, team members, and self-employed individuals.
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SEP IRAs - help growing businesses and self-employed professionals build retirement savings with ease.
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Defined Contribution Plans – Flexible savings plans with employer and employee contributions
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Defined Benefit Plans - help you build retirement wealth with consistent, guaranteed payout structures.
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Solo 401(k) – For self-employed individuals looking for higher contribution limits
Maximize Contributions, Minimize Taxes
With new tax law changes, there are creative ways to structure your retirement contributions to benefit both your business and personal finances. In some cases, contributions and deductions can reach several hundred thousand dollars annually, helping you reduce taxable income while building wealth for retirement.
Our Approach:
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Customized Retirement Plans
We design plans that fit your current income, future goals, and tax-saving opportunities. -
Tax-Advantaged Savings
Our strategies focus on maximizing retirement contributions to minimize today’s taxes and grow tomorrow’s wealth. -
Compliance & Updates
As tax laws change, we keep your retirement strategy compliant and optimized. -
Business Owner Benefits
We specialize in creating retirement plans that maximize contributions for business owners and key executives while offering flexible options for employees.
Get the Answers to Common Questions
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What’s the best retirement plan for small business owners?
It depends on your goals. Many small business owners benefit from SEP IRAs, Solo 401(k)s, or Defined Benefit Plans to maximize contributions.
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Can retirement contributions really lower my taxes?
Yes! Retirement contributions offer dual benefits: they grow your future nest egg and reduce your taxable income today.
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How much can I contribute to my retirement plan each year?
The amount you can put in depends on the plan type and your age. Some business plans allow for contributions of several hundred thousand dollars annually.
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What happens if tax laws change after I set up my retirement plan?
We watch for changes in tax laws and update your retirement plan to keep you following the rules and saving on taxes.
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Do I need to have employees to set up a retirement plan?
Solo 401(k) plans are great for self-employed people who don't have full-time workers. We assist you in finding the retirement solution that’s right for your financial future.
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Can I still set up a retirement plan if I’m close to retirement?
Absolutely. Approaching retirement doesn’t mean missing out; we help you utilize catch-up contributions for additional tax benefits.
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